Secure funding from $500,000 to $100 million for apartment buildings, duplexes, and multi-family projects nationwide. Fast approvals. Competitive rates. Confidential and customized solutions.
Our Lending Platforms include access to:
At UFIG, we offer creative and competitive financing solutions tailored specifically for multifamily and single-family rental portfolios. Whether you’re acquiring, refinancing, or undertaking a value-add renovation, we understand the unique needs of real estate investors. Our loans range from $500,000 to $100 million, designed for both seasoned sponsors and first-time portfolio builders.
Our underwriting approach focuses on flexibility and speed, allowing us to fund deals that traditional banks often avoid. We provide financing nationwide and work with assets in all stages — from stabilized, cash-flowing properties to transitional buildings with upside potential.
UFIG serves a full spectrum of multifamily borrowers — from stabilized, institutionally-backed sponsors to transitional borrowers with value-add business plans. Here’s how typical loan terms stack up across three borrower profiles:
“Acquiring a 120-unit apartment complex in Atlanta was a big step for our portfolio, and United Financial made it possible with a $12 million multifamily loan. Their team tailored the financing to meet the tight timeline of the deal, and their expertise in the market gave us confidence to move forward.”
— Laura T., Atlanta, GA
“Renovating our 50-unit multifamily property in Phoenix required quick and flexible funding. United Financial delivered a $5 million multifamily loan that allowed us to upgrade units and boost occupancy. Their straightforward process and fast response times kept our project on track.”
— Michael R., Phoenix, AZ
“Refinancing our 80-unit multifamily building in Chicago was critical to optimizing our cash flow. United Financial provided a $8.5 million multifamily loan with terms that perfectly suited our needs. Their attention to detail and seamless process made it a stress-free experience.”
— Priya S., Chicago, IL
“As a commercial broker, I rely on lenders who can close multifamily deals quickly and reliably. United Financial has been an exceptional partner, providing multiple multifamily loans for my clients, from small apartment buildings to large complexes. Their communication and ability to structure deals make them my top recommendation.”
— David C., Commercial Broker, Denver, CO
UFIG arranges financing for a wide range of multi-family property types, including apartment complexes, senior housing facilities, student housing, mixed-use residential buildings, townhome communities, and manufactured housing communities. Whether stabilized or value-add, we offer tailored loan solutions nationwide.
Key factors include location, net operating income (NOI), occupancy rates (verified through the rent roll), cap rate analysis, and property management experience. Strong NOI and stabilized occupancy are essential for securing the best multi-family investment property loan terms.
In commercial real estate lending, a multi-family property typically consists of five or more residential units under one title. Examples include apartment complexes, duplexes, triplexes, and student housing properties.
Yes, we offer non-recourse multi-family loan options for qualified borrowers and stabilized properties. Non-recourse financing protects your personal assets and is ideal for larger, income-producing multi-family investments.
Required documents include a current rent roll, year-to-date operating statement, trailing 12-month financials, personal financial statement, and business entity documents. These are essential for a fast underwriting process on your multi-family loan.
Yes. UFIG arranges multi-family financing for foreign nationals, LLCs, and other business entities. Loan terms vary depending on borrower experience, property cash flow, and ownership structure.
UFIG can close multi-family loans in as little as 30 to 45 days for conventional financing, and even faster for bridge loans for multi-family properties. Our streamlined process ensures quick turnaround when timing is critical.
Down payment requirements typically range from 15% to 30% depending on the loan program, property type, and borrower qualifications. Certain multi-family mortgage programs may offer higher leverage for strong sponsors.
Yes. UFIG specializes in bridge loans for multi-family value-add projects and renovation financing. Whether you’re repositioning a property or improving cash flow, we can structure loans that fund rehab costs and future stabilization.
Whether you’re buying, rehabbing, or refinancing — we’re here to help you close fast with flexible financiang solutions. Talk to a real loan officer today.
