Commercial Real Estate Lending

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CONVENTIONAL, CMBS, NNN, USDA B&I, SBA AS WELL AS BRIDGE AND HARD MONEY REAL ESTATE LOANS
HOTEL / MOTEL LOANS MULTIFAMILY LOANS
CONVENTIONAL AND SBA LOANS CAN CLOSE IN AS LITTLE AS 30 DAYS

What sets us apart

Creative Loan Programs
Consistent Availability
Lower Rates
Quick Closing

Loan Programs

Agricultural

Our Agricultural lending programs offer a range of financing options to meet your unique needs, including Farm and Ranch acquisitions, refinancing existing debt, and financing capital expansion. Whether you are a small hobby farmer or a large multi-parcel, multi-State farming operation, we can help.

To qualify for our Agricultural lending programs, we typically require a minimum loan amount of $500,000 and basic requirements such as credit history, income, and collateral. Our experienced loan officers will work with you to assess your eligibility and guide you through the application process.

We understand that each farming operation is unique, which is why we offer customized lending solutions to help you achieve your financial goals. Contact us today to learn more about our Agricultural lending programs and how we can help you secure the financing you need to succeed.

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Bridge Loans

If you need quick and flexible financing options for your commercial project, a bridge loan may be the solution for you. Our bridge loan program offers short-term financing for situations that need immediate and creative options. Our experienced team understands the time-sensitive nature of these types of projects and can provide financing solutions tailored to your specific needs.

Our bridge loan program includes competitive interest rates and flexible terms to ensure that you receive the financing that meets your requirements. With our streamlined application process, we can provide funding in as little as 7 business days.

Basic requirements for our commercial bridge loan program include:

Property appraisal and inspection
Equity in the property or down payment
Proof of income or revenue projections
Exit strategy for loan repayment
Don’t let a lack of immediate funds hinder your commercial project’s success. Contact us today to discuss your financing options and see how we can help get your project off the ground.

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Commercial Property

Welcome to UFIG, a leading provider of commercial mortgage loans for commercial real estate properties both nationally and internationally. Our mission is to provide our clients with access to the funds they need to achieve their real estate goals, while also offering exceptional customer service, competitive rates, and lightning-fast closings.

At UFIG, we understand that the commercial real estate market can be unpredictable, which is why we are committed to providing our clients with flexible loan options that meet their unique needs. Whether you are looking to invest in an office building, retail center, multi-family housing, or any other commercial property, our team has the expertise and resources to help you secure the financing you need.

With a $500,000 minimum for North American properties and a $5,000,000 minimum for international properties, UFIG is well-positioned to serve a diverse range of clients, from small business owners to large corporations. Our loan programs cover all property types, including office, retail, industrial, multi-family, hospitality, and more. Whatever your real estate investment goals, we have the resources and expertise to help you achieve them.

One of the key advantages of working with UFIG is our commitment to exceptional customer service. Our team of experienced professionals will work with you every step of the way, from the initial application process to the closing of your loan. We understand that the loan process can be stressful, which is why we go above and beyond to ensure that our clients are informed, supported, and confident throughout the entire process.

At UFIG, we also pride ourselves on offering competitive rates that are among the lowest in the industry. We understand that securing financing for your commercial property is a significant investment, which is why we work hard to offer rates that are affordable and sustainable for our clients. Our team will work with you to understand your unique financial situation and provide you with loan options that fit your budget.

Finally, at UFIG, we understand the importance of speed when it comes to closing commercial real estate loans. Our streamlined application process, combined with our dedicated team of underwriters and loan processors, means that we are able to close loans quickly and efficiently. We know that time is money in the commercial real estate market, which is why we prioritize fast closings to help our clients seize opportunities when they arise.

In summary, if you are looking for a commercial mortgage lender that offers exceptional customer service, competitive rates, fast closings, and flexible loan options for all property types, look no further than UFIG. Contact us today to learn more about how we can help you achieve your real estate investment goals.

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Hard Money Loans

Every investor may require a hard money loan for a variety of reasons. For example, they may need quick financing to take advantage of a time-sensitive investment opportunity or to fund a project that conventional lenders are hesitant to support.

Alternatively, they may have encountered unexpected expenses, such as major repairs or renovations, that require immediate attention. Regardless of the specific situation, we understand that bad things can happen to even the most responsible investors, and we’re here to help.

Our fast hard money loans can close in as little as 7 days, providing investors with the funds they need to overcome their challenges and move forward with their projects. With rates as low as 6.99%, we offer competitive financing options to help investors achieve their goals.

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Hospitality

We specialize in providing flexible hospitality financing options to meet a range of needs. Whether you’re looking to purchase, refinance, or construct a hotel, or need financing for a new PIP or property rebranding, we can help. Our 25 years of experience in the industry have allowed us to develop a deep understanding of the unique needs and challenges of hospitality businesses. We offer a variety of loan types, including SBA loans, conventional loans, and CMBS loans, to ensure that we can provide the best possible financing solution for each individual client.

To qualify for hospitality financing, we typically require a credit score of 650 or higher, a debt service coverage ratio of at least 1.25, and a minimum loan amount of $1 million. We also consider factors such as the property’s location, the borrower’s industry experience, and the property’s financial performance when evaluating loan applications. At our core, we are committed to providing personalized service and tailored financing solutions that help our clients achieve their business goals.

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Multifamily

UFIG (United Financial Insurance Group) is the best choice for anyone shopping for a multifamily commercial mortgage for several reasons. Firstly, UFIG offers a diverse range of funding options, including Agency, CMBS, Institutional, and Private Money, to suit the unique needs of investors with different portfolios, whether they hold a small number of residential rental units or have 10,000 doors in a large multi-family development. This level of flexibility means that borrowers can select the most appropriate funding option that aligns with their investment goals and risk tolerance.

In addition, UFIG has a team of experienced and knowledgeable professionals who provide personalized customer service, helping borrowers navigate the complex process of getting a commercial multifamily loan. This team understands the ins and outs of the commercial real estate industry and can help borrowers find the best funding options available to them while ensuring they meet the typical requirements necessary to secure the loan.

Typical requirements for obtaining a commercial multifamily loan may include providing a detailed financial statement of the borrower’s assets and liabilities, including credit history, income, and expenses. The property itself must also be thoroughly analyzed, including its location, market demand, rental rates, and projected cash flow. Borrowers may also need to provide information on their management experience and qualifications, as well as a business plan outlining their investment strategy.

In conclusion, UFIG’s diverse range of funding options and personalized customer service, coupled with their team of experienced professionals, make them the best choice for anyone looking to secure a commercial multifamily loan. Additionally, borrowers should be prepared to provide detailed financial and property information as well as demonstrate management experience and qualifications when applying for a commercial multifamily loan.

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NNN

When it comes to Triple Net financing, UFIG is the ideal choice for all types of commercial properties, including Walgreens, Medical Offices, Government Holdings, Taco Bell’s, Small Offices, and industrial warehouses. Our customized loan options are tailored to meet your specific needs and requirements, allowing you to achieve your business goals without any financial burden.

Choose UFIG for your Triple Net financing needs today and experience the difference! Our team of experts is committed to helping you secure the right loan with flexible terms and competitive rates. Contact us now to learn more about our financing options and take the first step towards a successful commercial venture.

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SBA & USDA Loans

Securing financing for your business shouldn’t be a daunting task. Our team has 25 years of experience in navigating the complexities of SBA and USDA B&I loans to make the process as seamless as possible for you.

SBA loans can provide up to 90% of the total project cost, while USDA B&I loans can finance rural business properties up to 80%. We’ll work with you to identify the best financing option for your specific needs, and we’ll handle the paperwork to ensure that your application is processed quickly and efficiently.

Choose our expert team to streamline your loan application process, minimize paperwork, and secure the best market rates available for your business. Contact us today to learn more about how we can help you achieve your goals.

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About UFIG

At United Financial Insurance Group, LLC, we’re a trusted multi-strategy real estate finance company that specializes in originating, financing, and servicing small to medium-sized balance commercial loans ranging from $500K to $100M.

We focus on providing loans backed by commercial real estate, and our extensive range of lending products includes agency multifamily, agricultural, investor loans, private money, and bridge loans, as well as SBA 7(a), SBA 504, and USDA B&I business loans.

Our experienced team is committed to providing our clients with flexible financing solutions that are tailored to their unique needs and goals. Whether you’re seeking funding for a new project or refinancing an existing loan, we’re here to help you navigate the lending process and secure the best rates available in the market.

Choose United Financial Insurance Group, LLC for all your commercial lending needs and experience the difference. Contact us today to learn more about our lending products and how we can help your business grow.

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Your Success is Our Success

“Securing financing in the hospitality sector has been an uphill battle over the past few years, with lenders tightening their requirements and making it increasingly difficult to access capital. Thanks to the dedicated efforts of you and the entire team at UFIG, we were able to navigate these challenges and secure an exceptional financing package tailored to our needs. Your expertise, responsiveness, and commitment to finding the best solution for our business made all the difference. We couldn’t have done it without you—thank you for making this possible!”

Amrik S. Parmar
Hampton Inn Hotel, INDIANA

“Most large banks have little interest in working with small business owners, often prioritizing larger clients while offering little to no personalized service. In my case, despite a 30-year relationship with my existing lender, I struggled to get any meaningful attention from decision-makers when I needed financing the most. That’s where UFIG stepped in. Thanks to you and your dedicated team, I not only secured the loan I needed but did so on the exact terms I outlined from the start. Your responsiveness, expertise, and commitment to advocating for small business owners made all the difference. I can’t thank you enough for making this process smooth and successful!”

Arthur H. Bruno
FLORIDA

“I recently closed a commercial loan through UFIG, and I couldn’t be happier with the outcome. The loan terms they secured for me were exactly what I needed, and the entire process was handled with professionalism and efficiency. Working with Mandy Widdick and Jim Lunger and his office staff was a fantastic experience—they stayed on top of every detail, provided consistent updates, and ensured a smooth, hassle-free closing. Their expertise and dedication truly set them apart. I wouldn’t hesitate to work with them again and highly recommend UFIG to any business owner seeking reliable and customized commercial financing solutions.”

Cindi Anderson
Wigglydog RE Ventures LLC

“Owning and operating a small, 77-unit self-storage facility, we knew refinancing our debt wouldn’t be easy. It felt like we were a square peg trying to fit into a round hole—traditional lenders just didn’t seem interested in working with us. After hitting roadblocks on our own, we turned to UFIG based on a recommendation, and it was the best decision we could have made. Mandy Widdick and Melinda understood our challenges and worked tirelessly to find a lender who saw the value in our business. Thanks to their expertise and persistence, we secured financing on terms that worked for us—something we simply couldn’t have done alone. If you’re struggling to find the right financing, we highly recommend UFIG!”

Rich Steinhoff
Enka Candler Storage, North Carolina

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