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About UFIG | Commercial Real Estate Loan Correspondent Since 1998

United Financial Insurance Group, LLC

Your Deal Has Two Paths at UFIG.
Both Lead to Closed.

Every deal is evaluated through UFIG’s correspondent review process first — and when it needs a different lending path, 28 years of institutional lender relationships help identify the right execution. One call. No dead ends.

Get a Free Rate Quote (888) 556-4029 Today’s Rates
1998Year Established
74K+Clients Served
$14B+Loan Requests Originated
28 YrsCapital Network Depth

How UFIG Works

Two Channels. One Standard. Every Deal Evaluated the Same Way.

Most lenders have one answer: yes or no. UFIG has two paths — and the second one is backed by deep lender and investor relationships that most borrowers never knew existed.

Channel One

Primary Lending Channel

UFIG reviews, structures, packages, and manages your loan request with institutional lending discipline. When your deal fits the right lending criteria, we manage the process from first call through close.

UFIG develops and tests the loan file before any investor sees it — we know how the request is likely to be received before we present it
Every file review goes beyond financials — we examine the borrower’s background, the property’s history, the project purpose, market context, supporting documents, and the full transaction narrative before any lender sees it
Conventional, CMBS, Agency, Agricultural and institutional lending channels
One loan officer from first call through close — no handoffs, no repeated introductions
Access to monthly lender specials, new capital programs, and opportunities not shown on public rate sheets
File reviewed within 24 hours of submission — often same day
UFIG Structures & Manages

Channel Two

Capital Markets Division

When a deal requires different execution, rate structure, or investor appetite — our 28-year capital network finds the right placement.

Deep lender and investor relationships — not a referral list, but working relationships built on closed deals
SBA 7(a) & 504, USDA B&I, bridge, hard money, private equity, debt funds, regional banks, and specialized programs outside conventional lending channels
The same loan officer who evaluated your deal manages the capital placement — full continuity
Declined deals reviewed from scratch — a prior lender’s decline does not define a deal’s financing potential
If it cannot be placed, you’ll hear why — specifically, not vaguely
UFIG Places & Manages

Every deal enters through the same door. UFIG evaluates every submission through the same disciplined intake process — full file development, market review, and channel selection — before any recommendation is made. The Capital Markets Division is not a fallback. It is a deliberate second instrument, deployed when it produces a better outcome for the borrower.

1998EstablishedCommercial lending since the beginning
74K+Clients ServedNationwide commercial borrowers
$14B+Loan Requests OriginatedAcross all asset classes and channels
28 YrsCapital Network DepthLender & investor relationships

Why UFIG

What Separates UFIG From Everyone Else

UFIG is not a portal. Not a marketplace. Not a referral network. We develop, structure, and manage commercial real estate loan requests through a disciplined lending process — and when the first channel is not the right answer, our Capital Markets Division places the deal. Every deal. Same loan officer. Start to close.

Full File Development Before Any Lender Sees It

Every file UFIG submits is developed beyond the surface financials: tax returns, property data, project purpose, principal background, market context, and the supporting documents behind the request. We identify problems before submission, not after a decline.

One Loan Officer. Start to Close.

The loan officer who takes your first call reviews your deal personally, works it through the primary lending path or Capital Markets channel, and remains your single point of contact through closing. You will never repeat your story to a new person at UFIG.

Market Intelligence You Won’t Find on a Rate Sheet

Decades of active loan placement means knowing which lenders have appetite for your deal type right now — monthly specials, new capital programs, and opportunities that don’t appear on any public rate sheet. We know the market in real time because we’re in it every day.

Two Channels — No Dead Ends

When a deal does not fit the first lending path, it does not go to a voicemail or a referral list. It goes to our Capital Markets Division — the same loan officer, the same file-development standards, and a network of lenders and investors built to evaluate specialized requests.

Real Loan Officers Answer. Not a System.

During business hours, calls are answered by experienced loan officers who can engage with your deal immediately. Not a receptionist. Not a call center. Not an AI screening system. The person who picks up is the person who works your file.

Honest Answers. Fast.

Every complete file receives a full review within 24 hours — often the same day. If the deal has a financeable path, you’ll know how. If it doesn’t, you’ll know exactly why — and what would need to change. We don’t string deals along through processes that end in declines.

Primary Lending Channel

When UFIG Manages the File, the Deal Stays Accountable

UFIG manages the lending process from intake through closing — not as a referral service that passes your file and waits. We develop the backstory, test the data, position the request for the appropriate institutional execution, negotiate terms, and manage the closing process. The lending source funds the loan; UFIG manages everything between you and that outcome.

For qualified deals, this produces the best possible outcome: competitive institutional pricing, UFIG’s file development and positioning, and a single loan officer responsible for every step.

“We develop and test every file before any investor sees it — so we know how to position your deal before we present it.”
UFIG loan officer reviewing commercial real estate loan documents at closing
UFIG loan professionals representing 28 years of capital network relationships

Capital Markets Division

28 Years of Lender and Investor Relationships. Not a List — Working Relationships.

When a deal does not fit the first lending path, many lenders stop. UFIG does not. Our Capital Markets Division is built on 28 years of closed deals with bridge lenders, debt funds, private equity, regional banks, and specialized investors whose programs exist outside the conventional market.

The same loan officer who evaluated your deal through the initial review process manages the placement through the Capital Markets Division. Same file-development standards. Same accountability. Same loan officer. The channel changes — the standard doesn’t.

“A deal that does not fit one lending path is not a dead deal. It is a deal that needs a different home — and we have 28 years of relationships to find it.”

Direct Access

When You Call UFIG, a Loan Officer Answers. Not a System.

Answered by the Second RingDuring business hours, Mon–Thu 9AM–5:30PM and Fri 9AM–1PM EST, an experienced loan officer answers — not a receptionist, not a call center, not an AI screening system.
Experienced From the First ConversationThe person who picks up understands commercial financing and can engage with your deal immediately. You won’t be screened before speaking with someone who knows the business.
We Follow ThroughWe set clear expectations and meet them. If we say we’ll call tomorrow morning, that’s when you’ll hear from us. If we say we’ll have an answer in 24 hours, we will.
After-Hours Appointments AvailableWhen your deal can’t wait for business hours, we make arrangements. Contact us to schedule outside of standard hours.

Mon–Thu 9AM–5:30PM  ·  Fri 9AM–1PM EST

Speak With a Loan Officer Now

Have a deal to discuss? A file that was declined? A financing question you haven’t been able to get a straight answer on?

(888) 556-4029 Call Now

Or submit your deal below for review.

Two Channels. One Call. No Dead Ends.

Whether your deal fits the primary lending path or needs a different home — UFIG has the answer. The conversation costs nothing. The answer is honest.

Call Now — (888) 556-4029 Submit Your Deal for Review Today’s Rates

Get Started

Tell Us About Your Deal

Whether you’re acquiring, refinancing, or working through a declined file — an experienced UFIG loan officer will review your submission and follow up personally. All inquiries are confidential. Minimum loan $500,000.

Reviewed by a loan officer — not screened by staff
Evaluated through both primary lending and capital markets channels
Response within 24 hours — often same day
No obligation — a real conversation about your deal
Declined loans welcome — we review every file on its own merits
Zach Sleeman, UFIG Loan Officer, speaking with a commercial borrower at United Financial Insurance Group
A loan officer answers. Not a system. Mon–Thu 9AM–5:30PM  ·  Fri 9AM–1PM EST  ·  (888) 556-4029

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