Hotel, Resort, and Spa Financing Solutions

United Financial specializes in fast, flexible financing for hotels, resorts, and spa properties nationwide. Whether you’re purchasing, refinancing, expanding, or renovating, we deliver tailored hospitality capital solutions — SBA 7(a), SBA 504, USDA, and conventional loans — with rates starting at 1.50% over index,fixed.

**Ready to fund your hospitality project? Apply today or call (888) 556-4029 to get started.**

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Happy Clients

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  • Aloft Hotel
  • Best Western
  • Clarion Hotel
  • Comfort Inn
  • Comfort Suites
  • Country Inn
  • Courtyard
  • Days Inn
  • Doubletree Suites
  • Econo Lodge
  • Embassy Suites
  • Fairfield Inn
  • Four Seasons
  • Hampton Inn
  • Hawthorn Suites
  • Hilton
  • Hilton Inn
  • Holiday Inn
  • Home2 Suites
  • Homewood Suites
  • Hyatt
  • Indigo Hotel
  • Knights Inn
  • La Quinta
  • Marriott Brands
  • Microtel Inn
  • Motel 6
  • Omni Hotel
  • Quality Inn
  • Quality Suites
  • Ramada Inn
  • Red Lion La Quinta
  • Red Roof Inn
  • Residence Inn
  • Sheraton
  • Sleep Inn
  • Staybridge Suites
  • Travelodge
  • Wyndham
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Hotel, Spa & Resort
Hospitality Capital Program

UFIG is able to provide hotel capital and loans for your hotel/motel purchase, refinance, PIP, FF&E, and development needs.

Strong investor relationships, smart business practices, experience and an intimate knowledge of local and national hospitality
markets are the qualities that allow UFIG to provide the services you need, when you need them most.

Benefits of Choosing UFIG for Your Loan

Providing fixed and floating rate debt programs for a variety of loan terms and purposes including long term permanent loans, short term mini-perm loans, structured bridge and rehabilitation/repositioning loans, and mezzanine loans.

Joint venture equity placement for hospitality projects worldwide.

Strength of our correspondent lenders, including life insurance companies, pension funds and institutional investors.

Most competitive financing structures and rates available in the marketplace.

The superior service our clients experience from application to close continues in many cases thereafter.

Regardless of market cycles, we will provide you with the best financing facility for your investment at the lowest net cost to you and your investors.

Cap-Ex/FF&E Financing

Cap-Ex/FF&E financing is available for hotel renovations, Property Improvement Plans (“PIPs”), conversions or the FF&E financing of a new construction project to include any equipment within the construction budget. In many cases, this can also include soft cost items required by the Brand. Loan amounts range from $200K to $20M and are amortized over the useful life of the improvements (typically 3-10 years).

Apply for Financing

Let’s Talk About Your Deal

Whether you’re buying, rehabbing, or refinancing — we’re here to help you close fast with flexible financing solutions. Our team understands the nuances of hotel and resort financing, ensuring you receive the best possible terms tailored to your unique needs. Talk to a real loan officer today to explore your options and discover how we can assist you effectively.

Our specialized hotel resort and spa financing options cater to all your needs, ensuring a seamless experience from start to finish in securing your hotel resort and spa financing.

Understanding Hotel Resort and Spa Financing Options

Key Considerations for Hotel Financing

When applying for hotel resort and spa financing, consider the following factors:

  1. Business Plan: A detailed business plan outlining your vision for the property can help convince lenders of your capability to succeed. Include financial projections, marketing strategies, and operational plans.
  2. Property Valuation: Understanding the market value of the property you are purchasing or renovating is crucial. A professional appraisal can provide insights into potential profitability and help in negotiating loan terms.
  3. Loan Terms: Compare interest rates, repayment periods, and fees associated with different financing options to find the best deal for your situation.

By addressing these key considerations, you can position yourself as a strong candidate for financing and increase your chances of securing the funds you need.

Hotel resort and spa financing involves obtaining funds to purchase or renovate properties within the hospitality sector. This type of financing can come from various sources, including traditional banks, credit unions, and specialized lenders. Understanding the specific needs of your business is crucial to finding the right financing solution. For example, if you are acquiring a hotel, you may require a larger loan amount compared to a smaller spa renovation project.

Types of Financing Options

Choosing the right financing option depends on your specific goals, the size of your project, and your financial situation. Consulting with a financial advisor or a loan officer who specializes in the hospitality industry can provide valuable insights.

Discover Tailored Hotel Resort and Spa Financing Solutions for Your Unique Business Needs

Our Hotel Resort and Spa Financing solutions are crafted to help you achieve your goals efficiently.

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