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It is easy to apply for a commercial or business loan with United Financial.



Florida-Hotel-Orlando-Exterior-DayUnited Financial specializes in the financing of all types of hotel properties across the country including limited service, full service, extended stay, resort, flagged or non-flagged.

Strong lender relationships, smart business practices, experience and an intimate knowledge of local and national hospitality markets are the qualities that allow United Financial to provide the services you need, when you need them most.



  • Providing fixed and floating rate debt programs for a variety of loan terms and purposes including long term permanent loans, short term mini-perm loans, structured bridge and rehabilitation/repositioning loans, and mezzanine loans.
  • Joint venture equity placement for hospitality projects nationwide.
  • Strength of our correspondent lenders, including life insurance companies, pension funds and institutional investors.
  • Most competitive financing structures and rates available in the marketplace.
  • The superior service our clients experience from application to close continues in many cases thereafter.
  • Regardless of market cycles, we will provide you with the best financing facility for your investment at the lowest net cost to you and your investors.


CapEx / FF&E financing is available for hotel renovations, Property Improvement Plans (“PIPs”), conversions or the FF&E financing of a new construction project to include any equipment within the construction budget. In many cases, this can also include soft cost items required by the Brand.  Loan amounts range from $200M – $10MM and are amortized over the useful life of the improvements (typically 3-10 years).