Every asset class.
Every capital channel.
One correspondent. Every path. No dead ends. UFIG structures and originates commercial real estate financing across 10 lending platforms — conventional, SBA, USDA B&I, bridge, CMBS, agricultural, and hard money.
24-hour file review • Same loan officer • $500K minimum
Commercial financing matched to
your property, purpose, and borrower profile.
Every program below runs through UFIG’s two-channel model — evaluated through our direct lending channel first, then placed through our capital markets network when a different execution path produces a better outcome. Minimum $500,000 on all programs.
Conventional bank financing, CMBS non-recourse loans, and institutional debt for stabilized income-producing commercial properties. Acquisition, refinance, and cash-out across office, retail, industrial, mixed-use, and more.
Explore Commercial PropertySpecialized financing for flagged hotels, independent properties, motels, resorts, boutique hotels, and bed & breakfasts. SBA 7(a), SBA 504, CMBS, conventional, PIP, and bridge programs for acquisition, refinance, and renovation.
Explore Hotel FinancingFinancing for apartment buildings, mixed-use residential, and multifamily investment properties with 5 or more units. Access to Fannie Mae, Freddie Mac, FHA, conventional bank, and bridge capital for acquisition and refinance.
Explore Multi-FamilyFinancing built around tenant credit strength, lease term, and lease structure for single-tenant and multi-tenant NNN properties. Investment-grade and non-investment-grade tenants. Competitive fixed rates with long amortization periods.
Explore NNN FinancingFarm, ranch, vineyard, orchard, poultry house, and rural property financing including working farms, hobby farms, and agribusiness operations. Access to Farmer Mac, USDA B&I, FSA-guaranteed, and conventional agricultural lenders.
Explore AgriculturalSBA 7(a) loans for working capital, business acquisition, and real estate. SBA 504 for owner-occupied commercial property with long-term fixed rates and low down payments. Ideal for business owners who occupy their space.
Explore SBA ProgramsUSDA Business & Industry guaranteed loans for rural businesses, commercial properties, and eligible enterprises outside metropolitan areas. Competitive rates, long terms, and government guarantee for businesses that may not qualify for conventional financing.
Explore USDA B&IShort-term bridge financing for acquisition, transition, and time-sensitive closings. Ideal when a property is in transition, a borrower needs speed, or permanent financing is not yet available. Fast decisions, flexible structures.
Explore Bridge LoansAsset-based private capital for borrowers who need speed, flexibility, or have credit or income documentation challenges. Decisions based primarily on property value and equity position. No prepayment penalties on most programs.
Explore Hard MoneyFor deals that have been declined, are difficult to place, or require creative structuring. UFIG reviews the file from scratch — reunderwriting, repositioning, and identifying the right capital channel. A prior decline is not a verdict on the deal.
Explore Loan Structuring28 years.
One standard.
Your deal gets done.
Watch how UFIG evaluates and funds commercial real estate loans — and why both of our channels always lead to the same result.
Structured and Positioned before
any loan committee sees it.
Most correspondents forward files. UFIG underwrites them. Before your loan reaches any investor, our team reviews the borrower background, property data, market context, and transaction narrative — identifying underwriting issues, conditions, and credit sensitivities in advance.
This produces a better presentation, fewer surprises at credit, and a higher probability of approval the first time.
- Full document collection and structuring before submission
- Pre-underwriting identifies problems before any investor or lender sees the file
- One loan officer from first call through closing
- If it cannot be placed, you’ll hear why — specifically, not vaguely
Two channels. One loan officer. Every deal.
Every loan submission is evaluated through our direct lending channel first. When a deal requires a different execution path, our Capital Markets Division moves immediately — same loan officer, different channel.
Primary Execution
UFIG structures and processes each transaction with institutional underwriting discipline from day one. Every file is pre-underwritten internally before entering the market — creating cleaner submissions, faster decisions, and fewer surprises during credit review. One correspondent. One loan officer. No hand-offs.
Capital Markets Division
When the file needs a different home, our 28-year capital network finds one. SBA, USDA B&I, bridge, hard money, private equity, debt funds, and specialized programs outside conventional channels. Same loan officer. Same standards.
Ready to find the right program?
Start with one conversation.
Every complete file is reviewed within 24 hours — often same day. If it fits our direct lending channel, we tell you how. If it needs a different home, our Capital Markets Division finds one. If it cannot be placed, you’ll hear exactly why.
Tell Us About
Your Deal.
- File reviewed within 24 hours — often same day
- Pre-underwritten before any lender sees it
- One loan officer from first call through closing
- All 10 programs evaluated for fit simultaneously
- Declined loans welcome — we review every file on its merits